Almost ready to launch
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Fill in a short form and get a decision in minutes. No obligation until you accept.
We’re almost ready to launch.
Register below and you’ll be first to know when Cash Train loans go live. No commitment — we’ll send you one email when we open.
Why Cash Train?
- Soft search — no credit score impact at quote stage
- Fixed total repayable — no surprises
- Decision in under 2 minutes
- Same-day funds if approved
- Statutory right to repay early
- Transparent, no hidden fees
Representative example
Borrow £500 over 6 months. 6 payments of £95.21. Total repayable £571.26. 49.9% APR representative (fixed). Subject to status.
Important
Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk.
Common questions
Application FAQ
The initial application takes around 2 minutes. You will receive a quote result immediately — it is a soft search, so your credit score is not affected at this stage. A full application decision is typically issued within one business day.
You will need your name, current address and date of birth; an email address and UK mobile number; and your bank account sort code and account number for disbursement. Bank statements (3 months) may be requested, or you can provide them securely via Open Banking.
The initial quote check is a soft search — it is invisible to other lenders and has no impact on your credit score. A hard search is only conducted if you proceed to a full application and we request your consent before doing so.
Approved loans are typically disbursed the same business day or the next working day. Funds are sent directly to your nominated UK bank account by bank transfer.