How affordability checks work
Income verification, outgoings analysis, open banking data — what lenders actually assess and what to do if you're turned down.
6 min read →Solicitor and legal costs come at the worst times — divorce, probate, landlord disputes, employment tribunals. A Cash Train loan funds the legal help you need.
Apply now →Unregulated lender • Apply online — decision in minutes
Most solicitors offer a fixed-fee 30–60 minute initial consultation.
Fixed-fee service for amicable divorces. Contested proceedings multiply costs quickly.
Solicitor-handled probate for a standard estate.
Solicitor preparation costs. ACAS early conciliation is always worth trying first.
Legal matters vary widely in complexity and cost. Choose a tier that covers your specific situation without over-borrowing — you can always apply for a further loan if proceedings extend.
Initial consultation, a filing fee, or a straightforward single-service cost.
Apply now →Divorce proceedings, probate, or sustained legal support over several months.
Apply now →Extended proceedings, contested matters, or multiple legal issues at once.
Apply now →Tell us how much you need and what it's for. No commitment, no credit check at this stage — takes 2 minutes.
complete your full application online. We aim to give you a decision quickly so you can instruct your solicitor without delay.
If approved, funds are transferred directly to your bank account. You pay your solicitor directly and repay us in fixed monthly instalments.
Apply online — get a fast decision with fixed monthly payments.
Apply now →Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk