Elective procedures

Cosmetic & elective surgery loan

Fund cosmetic surgery, dental veneers, laser eye surgery, or other elective procedures with a fixed-cost Cash Train loan.

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Unregulated lender • Apply online — decision in minutes

What procedures cost

Typical UK cosmetic & elective surgery prices

Laser eye surgery (LASIK)

£1,500–£3,500

Per eye or both. Price varies significantly between providers — always check what's included.

Rhinoplasty (nose job)

£3,500–£7,000

One of the most common cosmetic procedures in the UK. Costs vary by surgeon and complexity.

Breast augmentation

£4,000–£8,000

Procedure, anaesthetic, aftercare, and follow-up. CQC-registered clinics are essential.

Dental veneers

£400–£1,000

Per tooth for porcelain veneers. A full smile makeover covering 6–10 teeth is a significant investment.

Prices vary significantly by clinic, surgeon seniority, and location. London clinics often carry a 30–50% premium. Always obtain a fully-itemised written quote before committing.

Loan options

Match the loan to your procedure

Flex

£500–£2,000

3–12 months

Laser eye surgery deposit, dental veneers, or a smaller elective procedure.

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Plus

£2,000–£5,000

6–24 months

A significant contribution to a more substantial elective procedure.

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The process

How it works

Tell us how much you need and what it's for. Takes a couple of minutes — no credit check at this stage.

Fast decision

Once we launch, loan decisions are fast. We'll consider your application and let you know quickly.

Money to your account

Approved funds are sent directly to your bank account so you can pay your clinic without delay.

Common questions

Cosmetic surgery loan FAQs

Only after thorough research and with a realistic repayment plan. Cosmetic procedures carry medical risk — ensure the savings aren't pushing you toward an under-qualified provider. CQC registration is the minimum standard.

A small number of procedures may be available on the NHS for psychological or functional reasons — e.g. breast reduction for back pain, rhinoplasty for breathing difficulties. A GP referral is required.

Check CQC registration, RCS-accredited surgeons, before/after portfolios, in-person consultations (never book from social media alone), and fully-itemised quotes. If a price seems too low, it is.

Factor revision costs into your total budget. Top-up loans are available once your initial loan is repaid.